The new year is upon us, and as we start breaking the first sets of our resolutions, it’s time to get to work making a more practical second series of promises. And a good one for you, and the people around you, is going to be to live a more financially sound 2017. You want more control of your money, and you want less anxiety about your debt. These things are possible with a bit of foresight and some grit.
Consider the five-step plan of getting your credit in order, setting realistic goals, taking on the idea of habits, using flexible budgets, and recognizing the interconnectedness of your interests, and then you’ll be 90% of the way there.