Bad credit can put quite a wrench in a person’s plans for the future. Buying a home or car, applying for employment, and obtaining a credit card are much more challenging goals to achieve with a low credit score. Some people have the luxury of working with a credit repair agency to work through credit issues, but not everyone can afford the help.
Though many bad marks on an individual’s credit history will fall off of the report after seven to ten years, most people do not want to sit and wait that long to move on with their lives. Here are a few helpful tips to work on building a positive credit history quicker than seven to ten years.